Terms and Conditions

Terms and Conditions
Effective Date: 22/09/2025
Last Updated: 09/04/2026

Welcome to the Oxford Private Studios Ltd website (“Website”). By accessing or using any part of our Website, platforms, products, or services, you agree to be bound by these Terms and Conditions (“Terms”). Read them carefully.

1. Company Information
   Name: Oxford Private Studios Ltd

• Registered Office: 20 Wenlock Road, London, England, N1 7GU
• Incorporation Date: 24 February 2025
• Company Status: Active
• Company Type: Private Limited Company
• Company Number: 16271033
• Founder and Managing Director: Collins Bunjira
• General Enquiries: [email protected]

OPS Portal. © 2026 Oxford Private Studios Ltd. All rights reserved.

Oxford Private Studios Ltd operates multiple digital platforms and services including OPS Portal, EchoReverie, Raini, Raini Talk, Raini Connect, Dandaro, Musika, and Meso.

These Terms apply to all current and future brands, platforms, subsidiaries, APIs, infrastructure layers, and services operated or owned by Oxford Private Studios Ltd.

1. Scope of Terms
   These Terms apply to all use of our Website, platforms, and services, including:

• Digital products and services sold via OPS Portal and Musika
• Social, messaging, and communication services provided through Raini and Raini Talk
• Middleware, APIs, payment infrastructure, and backend services provided through Raini Connect
• Short-form content, streaming, and creator ecosystems within Dandaro and Meso
• The EchoReverie platform and related AI-driven services
• Affiliate Program participation
• Ghostwriting and creative services
• Investor relations materials
• Mobile applications, subscription services, developer tools, and beta services
• By using any Oxford Private Studios Ltd platform, you confirm you are at least 18 years old or have parental or guardian consent.

1. Other Policies
   These Terms incorporate:

• Privacy Policy
• Refunds Policy
• Affiliate Program Terms and Conditions

If there is a conflict, these Terms take priority.

1. Use of Platforms
   You agree to use all Oxford Private Studios Ltd platforms lawfully.

You must not:

• Introduce malware
• Attempt unauthorised access
• Exploit APIs or backend systems
• Interfere with platform performance or security

All content across OPS platforms, including software, media, databases, and UI systems, remains the intellectual property of Oxford Private Studios Ltd unless stated otherwise.

You grant Oxford Private Studios Ltd a licence to use user-generated content for:

• Marketing
• Platform development
• AI training
• Product improvement

This applies across Raini, Dandaro, Musika, Meso, and all related services.

1. Purchases and Payments
   All purchases are binding once confirmed.

• Prices are shown in GBP unless stated otherwise.
• Payments are processed through approved providers or internal infrastructure such as Raini Connect and associated payment systems.
• You are responsible for taxes and duties in your jurisdiction.
• Subscriptions renew automatically unless cancelled.
• Refunds follow the Refunds Policy.

1. Refunds and Cancellations
   Refund handling follows the Refunds Policy.

Oxford Private Studios Ltd may issue credits or vouchers instead of refunds where appropriate under applicable law.

1. Ghostwriting and Service Agreements
   Custom services operate under separate agreements.

• Oxford Private Studios Ltd may refuse service.
• Intellectual property transfers only after full payment unless agreed otherwise.
• Anonymised project data may be used for AI training and quality improvement.

1. Affiliate Program
   Affiliate participation follows Affiliate Terms.

• Affiliates act as independent contractors.
• Monitoring systems, including AI-based fraud detection, may be used.
• The program applies across all platforms including Raini, Musika, and Dandaro.

1. Investor Relations
   Investor information is informational only.

• No financial advice is given.
• You must seek independent advice before investing.

1. Marketing Consent and Platform Integration
   By using our platforms, you agree that Oxford Private Studios Ltd may:

• Send marketing communications across all platforms including Raini, Dandaro, Musika, Meso, and EchoReverie
• Promote current and future services
• Use AI to personalise content, recommendations, and offers
• Operate cross-platform identity and data linking between Raini ecosystem services
• You may opt out at any time via [email protected]

1. AI and Data Processing
   By using our platforms, you consent to:

• Use of anonymised or aggregated data for AI training
• AI-driven personalisation, moderation, and support
• Processing of behavioural, transactional, and interaction data
• Cross-platform data integration between Raini, Raini Talk, Raini Connect, Dandaro, Musika, and Meso
• Data transfers to trusted providers under legal safeguards
• AI-based fraud detection, moderation, and optimisation
• No legally binding decisions are made solely by AI without human oversight.

1. Platform-Specific Functionality
   Raini and Raini Talk provide messaging, calling, identity, and communication services

• Raini Connect operates as backend infrastructure handling payments, APIs, identity linking, and service orchestration
• Musika provides digital commerce, music distribution, and marketplace services
• Dandaro and Meso provide content streaming, creator monetisation, and social discovery systems
• Oxford Private Studios Ltd does not guarantee uninterrupted access to any platform.

1. Disclaimers and Limitation of Liability
   We do not guarantee accuracy or completeness of content.

To the fullest extent permitted by law, Oxford Private Studios Ltd is not liable for:

• Indirect or consequential loss
• Service interruptions
• Data loss
• Platform misuse

Total liability is limited to the amount paid by the user in the previous three months.

Beta features are provided without warranty.

1. Governing Law and Jurisdiction
   These Terms follow the laws of England and Wales.

• Disputes fall under the courts of England and Wales.
• Users in Africa who cannot reasonably access UK courts may use Zimbabwean law and courts.
• Alternative dispute resolution may be used before court proceedings.

1. Amendments and Future Systems
   Oxford Private Studios Ltd may update these Terms at any time.

• Changes take effect once published.
• Continued use means acceptance.
• These Terms apply to all future systems, including new Raini ecosystem expansions, financial infrastructure, AI systems, and platform integrations.

Contact

• General Enquiries: [email protected]
• Opt-Out Requests: [email protected]
• Registered Office: Oxford Private Studios Ltd, 20 Wenlock Road, London, England, N1 7GU

By using any Oxford Private Studios Ltd platform, including Raini, Raini Talk, Raini Connect, Dandaro, Musika, Meso, and EchoReverie, you confirm that you have read and agreed to these Terms.